can re-instate your drivers’ license if you have toll way fines,
parking or red light camera tickets, or an insurance suspension. Chapter
7 is of help only with insurance suspensions. Neither Chapter 7 nor Chapter 13
work with speeding or other criminal or moving violations.
can be listed on any bankruptcy petition. If it is a check to a
casino, and they have a deal with your local sheriff, we recommend
paying it. It is may be a criminal offense to write a check without
having funds in the account first. Usually, a bankruptcy will get rid
of the debt for the bad check, but if you have already been charged with
a crime, I cannot get the criminal case dismissed. Also, if the
creditor wants to make an issue of it, the dischargeability of the
bad check debt can be contested. I rarely see this happen, though, in
the case of small consumer bad checks, so probably you can clear up
this problem with a bankruptcy.
In a Chapter 13 Debt Repayment Plan,
we schedule parking tickets as priority claims to be paid in full,
and schedule NSF checks just like regular unsecured debts, and cure
your parking ticket problem
Problem: Karen bounced four checks when a check someone wrote
to her bounced. She has $14,000 outstanding in charge card debt, and
had to catch up her car payment instead of redeeming the bounced
checks. She also had a suspended drivers’ license because of $3,000
in parking tickets she could not get a payment plan on with the city.
She has a high interest car payment.
Francis Geraci Chapter 7 or 13 Solution: She can file
a Chapter 13 and have one lower payment for all debt, including her
car loan, charge cards and parking tickets. We will also list her NSF checks,
and most likely will have no debt left except her car payment, unless
she bounced the checks deliberately. She can pay all debt using
chapter 13, for the same or $100 more than her car payment is right