Chapter 1How to have a Stress-Free Bankruptcy
Chapter 2What is Bankruptcy
Chapter 4What is the procedure?
Chapter 6What can Bankruptcy do for you?
Chapter 8Is Bankruptcy Bad?
Chapter 9What does Bankruptcy cost?
Chapter 10Can I file without my spouse?
Chapter 12Do I lose anything?
Chapter 13Does Bankruptcy "Ruin my Credit"
Chapter 14Can I keep bills off my bankruptcy
Chapter 16What about the Credit Union?
Chapter 18What about my car?
Chapter 19What about my House?
Chapter 20When do creditors stop bothering me?
Chapter 22Joint Accounts with Parents
Chapter 23When do I stop paying creditors?
Chapter 24Gas, Electric & Phone Bills
Chapter 26What Bankruptcy won't solve
Chapter 27Chapter 13 Debt repyament Plans
Chapter 28Will I be able to get credit again?
Chapter 29Bill Consolidation Loans
Chapter 30Bill Consolidation
Chapter 31Wage Assignments, Deductions and Levies
Chapter 32Student Loans
Chapter 33Can I get rid of Taxes
Chapter 34NSF Checks, Traffic & Parking Tickets
Chapter 35Surrendering Real Estate & Time Shares
Chapter 36Business Bankruptcy
Chapter 37Professional Persons
Chapter 38Do you ever "Not Get" a Discharge?
***If three or more of the following apply to you, you should see a bankruptcy lawyer now.
***If more than 5 of the following apply to you, you should have already seen us 3 months ago!!!
_____My debt is over $5000 not including a car or house.
_____My payments are over 25% of my take home pay.
_____I am frequently late on my payments.
_____I pay 20% interest on my debt.
_____I buy necessary items like food or clothing on credit.
_____I frequently get cash advances.
_____I am thinking about getting a loan to pay other loans.
_____Someone has filed a lawsuit against me.
_____Collection agencies are calling me.
_____I am "robbing Peter to pay Paul."
_____My balances are not going down even though I make payments.
_____I have been turned down for more credit.
_____Payments are more than 1 month behind on more than one bill.
_____My drivers license is suspended because of an accident.
_____I can't afford car insurance.
_____My mortgage or rent is always late, or is behind.
_____We are getting divorced and have too many bills to pay.
_____I have medical bills over $5000 that are not insured.
_____There is a garnishment or wage assignment on my check.
_____I owe income taxes I can't pay now.
_____My car is worth much less than I owe.
_____I have no savings.
If none of these apply to you, congratulations!! You are living the American Dream.