The Complete Book on Bankruptcy

By respected consumer bankruptcy attorney

Peter Francis Geraci J.D.

Chapter 1
How to have a Stress-Free Bankruptcy

Chapter 2
What is Bankruptcy

Chapter 3
What causes people to need Banruptcy Relief

Chapter 4
What is the procedure?

Chapter 5
When you should consider Chapter 7 or Chapter 13 plans?

Chapter 6
What can Bankruptcy do for you?

Chapter 7
Common Misunderstandings about Bankruptcy

Chapter 8
Is Bankruptcy Bad?

Chapter 9
What does Bankruptcy cost?

Chapter 10
Can I file without my spouse?

Chapter 11
Does my Employer know if I file Bankruptcy?

Chapter 12
Do I lose anything?

Chapter 13
Does Bankruptcy "Ruin my Credit"

Chapter 14
Can I keep bills off my bankruptcy

Chapter 15
Bills or property in somone else's name or posession

Chapter 16
What about the Credit Union?

Chapter 17
Co-Signors

Chapter 18
What about my car?

Chapter 19
What about my House?

Chapter 20
When do creditors stop bothering me?

Chapter 21
What are Cross-collateralization Agreements?

Chapter 22
Joint Accounts with Parents

Chapter 23
When do I stop paying creditors?

Chapter 24
Gas, Electric & Phone Bills

Chapter 25
Bankruptcy & Divorce, Alimony & Child Support

Chapter 26
What Bankruptcy won't solve

Chapter 27
Chapter 13 Debt repyament Plans

Chapter 28
Will I be able to get credit again?

Chapter 29
Bill Consolidation Loans

Chapter 30
Bill Consolidation

Chapter 31
Wage Assignments, Deductions and Levies

Chapter 32
Student Loans

Chapter 33
Can I get rid of Taxes

Chapter 34
NSF Checks, Traffic & Parking Tickets

Chapter 35
Surrendering Real Estate & Time Shares

Chapter 36
Business Bankruptcy

Chapter 37
Professional Persons

Chapter 38
Do you ever "Not Get" a Discharge?

Chapter 39
About Geraci Law LLC and Peter Francis Geraci

Chapter 40
Who is the best Bankruptcy lawyer near me?

Chapter 41
What if I need a Bankruptcy lawyer near me?

CHAPTER #6 WHAT CAN BANKRUPTCY DO FOR YOU?

_____ Gets rid of as many bills as possible.

_____ Does not affect car payments if you keep the car and continue payments.

_____ Stops all calls and letters from bill collectors.

_____ Gets rid of cars you don't want.

_____ Stops interest on charge cards.

_____ Clears credit report except for bankruptcy listing.

_____ Allows you to raise your credit score

_____ Lets you get a fresh start.

_____ New credit, including VISA & MASTERCARD, possible.

_____ Helps you catch up on house and car payments.

_____ Lowers interest on furniture and appliance payments.

_____ Stops interest on taxes due.

_____ Solves driver's license suspensions from automobile accidents.

_____ Allows you to start a savings plan immediately.

_____ Stops garnishments and wage assignments.

_____ Never pay another old debt again.

_____ Stop all calls from collectors.

_____ Stops lawsuits immediately.

_____ Employer doesn't know about it.

_____ Filing Chapter 7 allows immediate car loans

_____ You can even buy a house during a bankruptcy.

_____ Allows you to start saving for a house.

_____ Money used to pay charges can now pay current expenses.

_____ Keep all your personal belongings and furnishings (up to statutory limit).

_____ Protect your assets from lawsuits and attachments and garnishments.

_____ Get out of leases.

_____ Clear up past due utility bills--only a deposit needed to restart service.

_____ All negative credit reports before bankruptcy are cleared.

_____ Accounts you have reaffirmed or paid are credit references in the future.