Chapter 1How to have a Stress-Free Bankruptcy
Chapter 2What is Bankruptcy
Chapter 4What is the procedure?
Chapter 6What can Bankruptcy do for you?
Chapter 8Is Bankruptcy Bad?
Chapter 9What does Bankruptcy cost?
Chapter 10Can I file without my spouse?
Chapter 12Do I lose anything?
Chapter 13Does Bankruptcy "Ruin my Credit"
Chapter 14Can I keep bills off my bankruptcy
Chapter 16What about the Credit Union?
Chapter 18What about my car?
Chapter 19What about my House?
Chapter 20When do creditors stop bothering me?
Chapter 22Joint Accounts with Parents
Chapter 23When do I stop paying creditors?
Chapter 24Gas, Electric & Phone Bills
Chapter 26What Bankruptcy won't solve
Chapter 27Chapter 13 Debt repyament Plans
Chapter 28Will I be able to get credit again?
Chapter 29Bill Consolidation Loans
Chapter 30Bill Consolidation
Chapter 31Wage Assignments, Deductions and Levies
Chapter 32Student Loans
Chapter 33Can I get rid of Taxes
Chapter 34NSF Checks, Traffic & Parking Tickets
Chapter 35Surrendering Real Estate & Time Shares
Chapter 36Business Bankruptcy
Chapter 37Professional Persons
Chapter 38Do you ever "Not Get" a Discharge?
_____ Gets rid of as many bills as possible.
_____ Does not affect car payments if you keep the car and continue payments.
_____ Stops all calls and letters from bill collectors.
_____ Gets rid of cars you don't want.
_____ Stops interest on charge cards.
_____ Clears credit report except for bankruptcy listing.
_____ Allows you to raise your credit score
_____ Lets you get a fresh start.
_____ New credit, including VISA & MASTERCARD, possible.
_____ Helps you catch up on house and car payments.
_____ Lowers interest on furniture and appliance payments.
_____ Stops interest on taxes due.
_____ Solves driver's license suspensions from automobile accidents.
_____ Allows you to start a savings plan immediately.
_____ Stops garnishments and wage assignments.
_____ Never pay another old debt again.
_____ Stop all calls from collectors.
_____ Stops lawsuits immediately.
_____ Employer doesn't know about it.
_____ Filing Chapter 7 allows immediate car loans
_____ You can even buy a house during a bankruptcy.
_____ Allows you to start saving for a house.
_____ Money used to pay charges can now pay current expenses.
_____ Keep all your personal belongings and furnishings (up to statutory limit).
_____ Protect your assets from lawsuits and attachments and garnishments.
_____ Get out of leases.
_____ Clear up past due utility bills--only a deposit needed to restart service.
_____ All negative credit reports before bankruptcy are cleared.
_____ Accounts you have reaffirmed or paid are credit references in the future.